Election Cycles and Estate Planning: A Critical Time for Advisers

As Australia is going through another federal election cycle, advisers are facing a familiar but powerful reality:

Elections create uncertainty, and uncertainty drives clients to seek clarity and protection.

It’s not just about politics.

It’s about what those politics mean for families, retirement plans, aged care strategies, and intergenerational wealth transfer.

Here’s why election season should prompt a fresh look at every estate plan:

- Economic and tax policy shifts: Proposed changes to superannuation, franking credits, and capital gains can dramatically impact long-term financial plans.

- Tensions rise: Clients feel the pressure of rising living costs, market volatility, and competing narratives about the future.

- Risk recalibration happens: elections often coincide with clients reassessing not just where they invest but also what they’re working toward.

And this is key:

Clients are turning to their advisers for more than just investment strategies. They want holistic guidance - the kind that considers not just their portfolios but their families, future care needs, and the legacy they want to leave.